Chatting about RBS and Nat West, Seymour wondered whether his sterling was safe and asked if I was worried about mine.

"I spent three and a half years in a cell on

As long as you have a roof over your head - food and family and friendship then all the MONEY and MATERIAL possessions in the world mean nothing. Nothing wrong in liking nice things - but you cant take them with you - and friendship - love - respect mean everything.

I have never met you JK - but you seem to have learnt alot in the last few years through an experience which yes you should never have had - but the experience has allowed you to see the World in a new way - and your posts on here carry the authority of someone who has been at the bottom - rather than just someone who is rich.

I would hope bankers who lose everything treat their adversity in the same humble way and react with a smile on their face.......