I basically agree with your assesment.
Personally-I believe the financial calamities happening
today are the end result of Thatcherism/Reaganism.
I despised her as PM.
But the one time I encountered her-long after she had retired was when a hotel manager friend asked if I would come and photograph her greeting Thatcher arriving at the hotel-I was amazed at how different she was in person.
Far more attractive and delicate, pure and flawless white skin and that indefinable quality-charisma by the bucket load.
She also snapped at me and I practically jumped to attention. I could see why see why she had all those Tory MPs wrapped around her little finger !